Recognized as a source of private Ontario mortgage money, we specialize in helping borrowers turned down by banks and traditional lending institutions. With our own private mortgage money we help borrowers in difficult situations improve their finances. In turn, with an improved financial situation, our clients then go back to the banks and apply for conventional, lower interest rate financing.

We are the private lender. Deal direct with us. Flexible and open terms. No lender fees.

Lending private mortgage money for any good purpose. With access to our own pool of private mortgage money, we lend to borrowers marginalized by the banks and lending institutions.

Poor credit, mortgage arrears, self-employed, and no employment situations considered. Each decission to lend is based on more than numbers, ratios, credit score, and income. While important, we also take into consideration your capacity, character, ability, and your desire to get your finances on track.

Private mortgage lender - Arnold Molder


As private mortgage lenders you deal directly with us, the lender. This builds a strong relationship, keeps communication clear and results in a plan tailored to fit your needs. Our focus is on short term transitional lending where we can improve your situation and move you into conventional and lower interest rate financing. And because you deal direclty with us, the lender, you pay no lender fee.

Lending for:

  • debt consolidation
  • tax arrears
  • stopping power of sale
  • mortgage arrears
  • restructure of financing
  • judicial sales / tax sales
  • unique & "non-conforming" properties
  • major home renovations

For over 34 years Arnold Molder has encountered almost every concievable financing situation.  He understands that the circumstances and situations of individuals are unique.

We want to hear your story. Call Arnold with confidence at 416.461.0204. Nothing to lose, everything to gain.


What is a private mortgage?
A private mortgage is a mortgage contract in which the lender is not a registered financial institution. Instead, the lender may be a friend, family member or an individual investor.

Banks have strict guidelines surrounding their lending practices limiting their ability to lend for certain scenarios or borrower profiles. With borrowers marginalized as a result of these strict lending guidelines, private mortgages are used to meet those unique needs. Situations where a borrower may require a private mortgage inlcude financing for:

  • home renovation and construction projects

  • individuals who can't prove their income by convential means
  • debt consolidation or recovery from bankruptcy

  • income tax, property, tax or mortgage arrears

  • unique properties including cottages.

There are several benefits to the borrower and investor alike in this type of mortgage arrangement...more on private mortgage financing


We helped our client purchase their vacation home through a tax sale opportunity.

We finance "unique" and "non-conforming properties. For example, take a jail, fire-hall, dance-hall, and community centre all rolled up into one property! In fact, that is exactly what one of our clients purchased where we provided the private mortgage financing. This unique property has an interesting history going back to the early days of Ontario...more on financing "non-conforming" properties

Call Arnold directly at 416.461.0204 or conect with him below.





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