Ten Great Reasons To Use Us
1. Get Independent Advice On Your Financial Options As independent Toronto mortgage brokers, we're not tied to any one lender or range of products. We help you successfully finance your home or property. We start by getting to know you and your homeownership goals. We make a recommendation, drawing from available mortgage products that match your needs, and decide together on what's right for you.
2. No Cost To You There is no charge for our service on a typical residential mortgage transaction. So, how do we get compensated? Like many other professional services, as mortgage brokers, we are paid a finder's fee when we introduce a creditworthy, dependable customer to a financial institution. These finder fees are standard and nearly industrywide. So, the focus remains on you, the customer. There is no personal gain for us if you choose one lender over another.
3. Save Time With One-Stop Shopping It could take weeks for you to organize all the appointments necessary to get to know the products and options differentiating the competing lenders in the market - and we know you'd rather spend your time house hunting! We work directly with dozens of lenders. We quickly narrow down a list of those that suit you best. Together we review the shortlist. Mortgage shopping fast, easy and convenient.
4. Get Expert Advice When it comes to mortgages, rates and the housing market, we speak to you in simple language. We explain the various mortgage terms and conditions so you can confidently choose which mortgage suits you best.
5. A Long Lasting Professional Relationship The successful completion of your mortgage transaction isn't the end of our commitment to you. Just like you rely on professionals such as your dentist, doctor, and financial advisor, we're also part of your professional team. We ensure you continuously get the mortgage support and advice you need.
6. More Choice Means More Competitive Rates We have access to a network of major lenders. The options we present are extensive. In addition to the "Big 5 banks", we also offer competitive, innovative products from Credit Unions, trust companies, and other non-traditional sources.
7. Ensure That You're Getting The Best Rates and Terms Even if you've already been pre-approved for a mortgage by your bank or another financial institution, it doesn't mean you have to stop shopping! With so many lenders in the market, let us explore what additional options are available. More choice for you.
8. Access To Special Deals and Add-Ons Financial institutions are always competing for your business, which is why they often offer incentives to attract creditworthy customers. These can include retail points programs, discounts on appliances, and more. If they're available, we'll tell you.
9. Things Move Quickly In mortgages, a lot of attention needs to be paid to details. Every 'T' needs to be crossed and 'i' dotted. Our eyes have reviewed 100s of mortgage documents and we know where the pitfalls lie and what to look out for. We make sure that your mortgage transaction takes place on time and to your satisfaction.
10. We Negotiate On Your Behalf Often, people are intimidated or bullied by their bank. They don't feel comfortable negotiating with them. As mortgage brokers with 33 amazing years of experience we negotiate mortgages each and every day on behalf of our clients. Use our market knowledge to secure competitive rates and terms that make your mortgage work for you.
Move forward with your mortgage financing. Contact us at 416.461.0204